Insurance guidance in your language, for your family
Licensed agents who speak your language help you compare Medicare, Obamacare (ACA), and life insurance plans, one-on-one. Free consultation, no pressure.
- Licensed & bonded
- $0 fees, always
- Personal 1-on-1 help
- Bilingual agents
30+
Carriers compared
4
Languages spoken
How we can help
Choose the coverage you are exploring. We will match you with an agent who knows the plans available in your ZIP code.
Medicare
Turning 65 or new to Medicare? We explain Parts A, B, C, D and Medigap in plain language and find plans that include your doctors and prescriptions.
Explore MedicareHealth Plans (Obamacare)
Under 65 and need coverage? We help you enroll in ACA marketplace plans and claim every subsidy you qualify for. Many families pay $0 per month.
Explore Health PlansLife Insurance
Protect the people who depend on you. Term, whole, indexed universal life, and final expense plans from A-rated carriers.
Explore Life InsuranceWhy families choose AllCare
We speak your language
Every conversation, form, and follow-up in your language, with an agent who understands your community.
Personal, one-on-one help
You work with one dedicated agent who learns your situation and walks you through every step of enrollment.
Our help is always free
We are compensated by the insurance carriers. You never pay more by working with an agent than by enrolling alone.
Independent & unbiased
We compare plans from 30+ carriers and recommend what fits your doctors, medications, and budget.
Support all year
Claims questions, ID cards, renewals, or a plan change after a life event. Your agent stays with you.
Getting covered is simple
- 1
Tell us about yourself
Fill out a 2-minute form or call us. Share your ZIP code, age, and the coverage you need.
- 2
Review your options
A licensed agent calls you in your language and walks you through the plans that fit.
- 3
Enroll with confidence
We handle the paperwork and stay with you for the life of your policy.
What our clients say
“My parents only speak Vietnamese and were confused by the Medicare letters. AllCare explained everything and found a plan that covers their doctor in Bellaire.”
“We qualified for a subsidy we did not even know about. Our family of four now pays less than $50 a month for health insurance.”
“Buying life insurance felt overwhelming until our agent laid out the options in simple terms. Fast, honest, and patient.”
Need help deciding?
Our licensed agents will walk you through your options. No pressure, just guidance.
Frequently asked questions
Quick answers to the questions we hear most. Still unsure? Call us or start a chat.
When can I enroll in Medicare or ACA coverage?
Medicare enrollment typically starts around your 65th birthday (3 months before to 3 months after your birthday month), with Annual Enrollment every October 15 – December 7. ACA open enrollment runs November 1 – January 15, with special enrollment after qualifying events such as losing coverage, moving, marriage, or a new baby.
Do you charge for your services?
No. Our consultations, enrollment help, and year-round support are completely free. We are paid by the insurance carriers, and your premium is the same whether you enroll with us or on your own.
What if I already have a plan?
We offer free plan reviews. We check that your doctors, hospitals, and prescriptions are still covered and compare your plan against new options. If a change makes sense, we handle the paperwork; if not, we tell you to keep what you have.
What states do you serve?
We are licensed in Texas. If your state is not listed, contact us and we will point you to a trusted partner.
Ready to compare your options?
Get a free, no-obligation quote. An agent who speaks your language will reach out within one business day.