Affordable health plans (Obamacare)
Marketplace plans for individuals, families, and the self-employed. We calculate your subsidy and enroll you in minutes.
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Premium tax credits
Most enrollees qualify for a subsidy that lowers monthly premiums, sometimes to $0. We estimate it before you apply.
Cost-sharing reductions
Lower deductibles and copays on Silver plans for qualifying households. We check whether you qualify.
All metal tiers
Bronze, Silver, Gold, and Platinum plans from every carrier in your county, compared side by side.
Special Enrollment Periods
Lost job coverage, moved, married, or had a baby? You may be able to enroll outside Open Enrollment.
Key dates
- Open Enrollment
- November 1 – January 15 in most states.
- Coverage start
- Enroll by December 15 for coverage starting January 1.
- Special Enrollment
- 60 days after a qualifying life event.
- Renewals
- We review your plan every fall to make sure it is still the best fit.
Frequently asked questions
How much will my health plan cost?
It depends on your household size, income, and ZIP code. Most families qualify for a premium tax credit, and many pay under $50 a month or even $0. We estimate your subsidy before you apply.
Can I enroll outside Open Enrollment?
Yes, if you have a qualifying life event such as losing job-based coverage, moving, getting married, having a baby, or a change in income. You usually have 60 days from the event.
Do I have to report my income?
Yes. Your estimated yearly household income determines your subsidy. We help you estimate it correctly and update it during the year so you avoid surprises at tax time.